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Terms of services

This Agreement sets forth the terms and conditions under which provides its services. This Agreement describes the user's rights and obligations when using these services. The User should read it carefully and make sure he/she understands these terms and conditions. may change terms and conditions of this Agreement at any time at its sole discretion.

Use of any service provided by means that the User accepts all the terms and conditions of this Agreement.

The parties to this Agreement are and the User.

Terms and Conditions

  1. Definition of terms.
    • "" is the trademark and the name of the system owned by the Universal Valuables Ltd., Seychelles, accessible via Internet through the interface located at
    • "User" is any visitor to the website, who uses any services provided by at his/her own free will.
    • "E-currency" is a non-interest bearing instrument, designed to circulate as a media of exchange.
    • "Accepted e-currency" is any e-currency listed at for which provides its services.
    • "Payment" is the transfer of electronic or conventional currency from the payer to the payee.
    • "Payment method" is any of the means of funds transfer listed at, including e-currency to e-currency transfer and bank wire transfer.
  2. provides services of
    • Exchanging of one accepted e-currency type for another.
    • Selling of accepted e-currency to the User,
    • Buying of accepted e-currency from the User. Certain restrictions may apply to particular operation types as listed at
  3. renders its services to any User of any e-currency system supported by the system.
  4. By using services provided by, the User confirms that:
    • The source and origin of funds and e-currencies involved in the transactions he/she orders are legal and do not fall under any local or international legal restrictions.
    • The User is authorized and has legal power to move the funds and e-currencies engaged in the transaction he/she orders.
  5. The information given by the user during the fulfillment of his/her order is confidential and shall not be disclosed to any third parties, unless requested to do so by law by appropriate authorities or by the administration of one of the payment systems involved.
  6. reserves the right to require the User to confirm his/her identity in order to verify that he/she does not break conditions listed in p. 4. If the User fails to comply with verification requirements, his/her order may be declined at the sole discretion of
  7. If in order to complete a transaction requires that the User's banking accounts involved in it must be verified, and the User confirms the order, it means that he/she understands and agrees at his/her own free will that :
    • the verification procedure may include gathering personal information and enquiries about his/her rights, legal power and authorization to access and control this banking account
    • these actions do not violate his/her privacy
    • the decision if verification succeeds or fails is taken by at its sole discretion and is not subject to discussion or reviewing.
  8. Transactions effected by are irrevocable. These transactions comply with the terms of service of the involved e-currency systems.
  9. E-currency systems are solely responsible for their users&rsquo assets entrusted to them. service is no party to the agreement between an e-currency system and its user and in no case will be held liable for any misuse of any e-currency system. The rights and obligations of the user and the e-currency system are governed exclusively by the terms of service of the respective system.
  10. does not verify whether the sender and the receiver of e-currency or funds engaged in the transaction are the same entity or individual, but in no way is responsible for interrelations between the sender and the receiver, does not act as intermediary and does not provide escrow services.
  11. The User of services agrees that is only liable for the amount of funds involved in the transaction.
  12. provides its services "as is" and denies any other implied, express, or legislated warranties. disavows any other obligation to the User.
  13. acts as a principal and as such it engages in transactions with the User on its own behalf. Exchange rates and fees are established by and published at its website. These rates may be changed at the sole discretion of
  14. Any fees or obligations related to the use of any e-currency system are considered to be the User's sole responsibility.
  15. shall not be responsible for any delays or failures in the transmission, receipt or execution of orders or payments due to events beyond its control, including the events related to the payment systems.
  16. The User is subject to all local, municipal, state, provincial, federal, and international laws and regulations. The User agrees that his activities shall not violate any of these laws or regulations.
  17. The User's rights to use the Service are individual. The User agrees not to resell or make any commercial use of the Service without the express consent of The User acknowledges that the content of website may be protected by copyrights, trademarks or other proprietary or personal rights and that the use of this content is governed by the laws which create those rights and provide for their enforcement. The User agrees not to forge communications transmitted through the Service.
  18. Any tax consequences of transactions are the sole responsibility of the User.
  19. The User agrees to indemnify, its agents, affiliates, officers, directors and employees for any claim or demand whatsoever relating to or arising from the use of services, except for any loss caused by negligence or willful misconduct of

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